2025 401k Limits Catch Up 2025 . This amount is an increase of. Fidelity recommends a savings rate of at least 15%, inclusive of any employer match, but gen xers who have nothing saved for retirement so far may need to double.
The 401 (k) contribution limits for 2025 are $23,000 for individuals under 50, and $30,500 for those 50 and older. Workers who contribute to a 401 (k), 403 (b), most 457 plans and the federal.
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